Real estate appraisal services for homeowners in the city of Destin and Okaloosa CountyHere are the top seven reasons Florida homeowners need Veritas Appraisals:
We at Veritas Appraisals understand the special needs of a homeowner after appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. As our non-traditional client, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings. Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Veritas Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value assessment than yours.Challenge Okaloosa County's assessment of your propertyLet's say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your house overvalued. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. An appraisal from Veritas Appraisals is your perfect weapon when contesting your property tax assessment.Appraisals to remove PMIA preferred money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. At Veritas Appraisals, we're veterans in helping clients just like you abolish undesirable PMI insurance.HELOC recently frozen?Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. Not only can this be annoying from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Veritas Appraisals can provide you with a professional appraisal that will help you reinstate your home equity line of credit.We Also Provide Field and Desktop Appraisal Review ServicesDo you need a professional to double-check your appraisal for efficiency, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal? We can help with that too. Although most appraisal reviews are requested by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to get a second opinion. |
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